Verisk Analytics, Inc（VRSK）の決算・業績分析
Verisk Analytics, Incの2025年有価証券報告書をAI分析。売上高$3.1B(+6.6%)。営業利益$1.3B。Information Technology。
目次
Verisk Analytics, Incの2025年度 業績サマリー
Verisk Analytics, Inc（証券コード: VRSK）の2025年度決算・業績分析。売上高は$3.1B（前年比+6.6%）。営業利益は$1.3B（前年比+7.2%）。純利益は$908M（前年比-5.2%）。有価証券報告書を基に、業績変化の要因・リスク・見通し・セグメント構成を AI が分析しました。
Verisk Analytics, Incの2024年度 注目ポイント
※ 直近の2025年度XBRLデータは取込済みですが、AI分析は2024年度の10-Kを対象としています。
- Operating income surged 54.3% YoY to $1.4B (XBRL), driven by strong performance in predictive analytics and software platforms.
- Net income rose 43.2% YoY to $954M (XBRL), with net margin expanding to 38.2% (XBRL), reflecting improved cost efficiency.
- ROE reached 307.7% (XBRL), underscoring the company's ability to generate returns despite a high debt-to-equity ratio of 13.04x (XBRL).
Verisk Analytics, Incの売上高変化の要因
- •Total revenue grew 1.4% YoY to $2.5B (XBRL), with growth attributed to increased sales to existing/new customers, new/expanded solutions, and strategic acquisitions (10-K). Segment-specific revenue figures are not disclosed (N/A). The 5-year revenue CAGR of 2.3% (XBRL) indicates moderate growth, while operating income CAGR of 6.3% (XBRL) highlights improving profitability.
Verisk Analytics, Incの営業利益変化の要因
- •Operating income increased 54.3% YoY to $1.4B (XBRL), with operating margin expanding to 56.3% (XBRL). Net income rose 43.2% YoY to $954M (XBRL), with net margin of 38.2% (XBRL). Gross profit data is unavailable (N/A). R&D expenses were $43M (XBRL), though YoY changes are unspecified (N/A).
Verisk Analytics, Incの事業リスクと対応
Intense competition may limit market position (10-K).
Free/public information could reduce demand for solutions (10-K).
Delays/defects in new solutions may harm business (10-K).
Long sales cycles with high resource commitment risk revenue delays (10-K).
Reliance on external data sources may be disrupted (10-K).
Regulatory restrictions on data use could limit operations (10-K).
Verisk Analytics, Incの事業内容
Verisk Analytics operates as a data and analytics provider to the insurance industry, generating revenue through a subscription-based model (10-K). Its core offerings include predictive analytics, decision support tools, and integrated software platforms for risk management, underwriting, and catastrophe modeling (10-K). Key customers include the top 100 U.S. property and casualty (P&C) insurers, though customer concentration details are unspecified (10-K). Competitive advantages include proprietary data assets, deep industry expertise, and scale-driven innovation (10-K).
Verisk Analytics, IncのAI業績分析レポート（2024年度）
Verisk Analytics, Inc. (VRSK) FY2024 Annual Report Analysis
Highlights
Business Overview
Verisk Analytics provides data, analytics, and technology solutions to the insurance industry via a subscription-based model (10-K). Key offerings include predictive analytics, decision support tools, and software platforms for risk management, underwriting, and catastrophe modeling (10-K). Customers include the top 100 U.S. P&C insurers, though concentration details are unspecified (10-K). Competitive advantages include proprietary data assets, industry expertise, and scale-driven innovation (10-K).
Revenue Analysis
Total revenue grew 1.4% YoY to $2.5B (XBRL), with growth driven by increased sales to existing/new customers, new/expanded solutions, and acquisitions (10-K). Segment-specific revenue figures are not disclosed (N/A). The 5-year revenue CAGR of 2.3% (XBRL) indicates moderate growth, while operating income CAGR of 6.3% (XBRL) highlights improving profitability.
Profitability Analysis
Operating income increased 54.3% YoY to $1.4B (XBRL), with operating margin of 56.3% (XBRL). Net income rose 43.2% YoY to $954M (XBRL), with net margin of 38.2% (XBRL). Gross profit data is unavailable (N/A). R&D expenses were $43M (XBRL), though YoY changes are unspecified (N/A).
Balance Sheet Analysis
Equity ratio is 7.1% (XBRL), with long-term debt of $3.1B (XBRL) and net debt of $2.8B (1.7x EBITDA) (XBRL). Current ratio is 1.05x (XBRL), indicating slight liquidity. Cash reserves are $303M (XBRL), but high leverage (D/E 13.04x) raises concerns about financial risk.
Cash Flow Analysis
Operating cash flow was $1.1B (XBRL), with free cash flow of $784M (XBRL) after $275M in CapEx (XBRL). Shareholder returns totaled $1.9B (XBRL), including $1.7B in share repurchases (XBRL) and $195M in dividends (XBRL).
Working Capital Analysis
Receivables days were 49 days (XBRL). Inventory and payables days data are unavailable (N/A).
Risks
Outlook
Forward-looking guidance or management expectations for FY2025 are not disclosed in the 10-K text (N/A).
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