INTUIT INC（INTU）の決算・業績分析
INTUIT INCの2025年有価証券報告書をAI分析。売上高$18.8B(+15.6%)。営業利益$4.9B。Information Technology。
目次
INTUIT INCの2025年度 業績サマリー
INTUIT INC（証券コード: INTU）の2025年度決算・業績分析。売上高は$18.8B（前年比+15.6%）。営業利益は$4.9B（前年比+35.6%）。純利益は$3.9B（前年比+30.6%）。有価証券報告書を基に、業績変化の要因・リスク・見通し・セグメント構成を AI が分析しました。
INTUIT INCの2024年度 注目ポイント
※ 直近の2025年度XBRLデータは取込済みですが、AI分析は2024年度の10-Kを対象としています。
- Revenue surged 32.1% YoY to $12.7B (XBRL), driven by Mailchimp integration and reorganization of technology functions (10-K).
- Operating cash flow reached $3.9B (XBRL), with $3.7B free cash flow (FCF) after $157M CapEx (XBRL).
- Net debt to EBITDA ratio stood at 1.2x (XBRL), with $2.8B cash reserves (XBRL) and $6.1B long-term debt (XBRL).
- ROE of 20.9% (XBRL) and 19.0% 5Y revenue CAGR (XBRL) highlight strong profitability and growth trajectory.
- Restructuring charges of $223M (10-K) impacted net income, which remained flat YoY at $2.1B (XBRL).
INTUIT INCの売上高変化の要因
- •Total revenue grew 32.1% YoY to $12.7B (XBRL), with historical growth of 19.0% CAGR over five years (XBRL). Growth drivers include the Mailchimp acquisition (now part of Global Business Solutions) and reorganization of technology functions (10-K). Segment-specific revenue figures are not disclosed in XBRL data or 10-K text (N/A). The historical time series shows revenue increasing from $6.0B (FY2020) to $12.7B (FY2024), with operating income rising from $1.6B to $2.6B (XBRL).
INTUIT INCの営業利益変化の要因
- •Operating income increased 2.8% YoY to $2.6B (XBRL), with operating margin at 20.2% (XBRL). Net income remained flat at $2.1B (XBRL), with net margin of 16.2% (XBRL). Restructuring charges of $223M (10-K) impacted profitability. EBITDA of $2.8B (21.7% margin) reflects strong operational efficiency (XBRL).
INTUIT INCの事業リスクと対応
Intense competition from established companies and government programs like IRS free filing threatens revenue and market share (10-K).
Reliance on customer returns for tax products exposes recurring revenue to evolving tax scenarios (10-K).
Need to adapt to technological changes (e.g., AI) to maintain competitiveness (10-K).
Regulatory changes may mandate product modifications, reducing user appeal (10-K).
Pressure from free/low-cost offerings by competitors risks customer retention and profitability (10-K).
IRS Free File Program, piloted in 2024 and made permanent in 2025, poses ongoing risk (10-K).
INTUIT INCの今後の見通し・業績予想
INTUIT INCの事業内容
Intuit Inc. (INTU) is a global financial technology platform serving consumers and small/mid-market businesses through subscription-based software (e.g., QuickBooks), tax preparation (TurboTax), credit monitoring (Credit Karma), and marketing automation (Mailchimp) (10-K). Key segments include Global Business Solutions (formerly Small Business & Self-Employed), Consumer (DIY/assisted TurboTax), Credit Karma, and ProTax (10-K). Competitive advantages include AI-driven platforms, GenAI integration, and large-scale data sets, with a focus on 'done for you' experiences (10-K). No significant customer concentration is reported (N/A).
INTUIT INCのAI業績分析レポート（2024年度）
Intuit Inc. (INTU) FY2024 Annual Report Analysis
Highlights
Business Overview
Intuit Inc. (INTU) is a global financial technology platform serving consumers and small/mid-market businesses through subscription-based software (e.g., QuickBooks), tax preparation (TurboTax), credit monitoring (Credit Karma), and marketing automation (Mailchimp) (10-K). Key segments include Global Business Solutions (formerly Small Business & Self-Employed), Consumer (DIY/assisted TurboTax), Credit Karma, and ProTax (10-K). Competitive advantages include AI-driven platforms, GenAI integration, and large-scale data sets, with a focus on 'done for you' experiences (10-K). No significant customer concentration is reported (N/A).
Revenue Analysis
Total revenue grew 32.1% YoY to $12.7B (XBRL), with historical growth of 19.0% CAGR over five years (XBRL). Growth drivers include the Mailchimp acquisition (now part of Global Business Solutions) and reorganization of technology functions (10-K). Segment-specific revenue figures are not disclosed in XBRL data or 10-K text (N/A). The historical time series shows revenue increasing from $6.0B (FY2020) to $12.7B (FY2024), with operating income rising from $1.6B to $2.6B (XBRL).
Profitability Analysis
Operating income increased 2.8% YoY to $2.6B (XBRL), with operating margin at 20.2% (XBRL). Net income remained flat at $2.1B (XBRL), with net margin of 16.2% (XBRL). Restructuring charges of $223M (10-K) impacted profitability. EBITDA of $2.8B (21.7% margin) reflects strong operational efficiency (XBRL).
Balance Sheet Analysis
Equity ratio of 35.5% (XBRL) and debt-to-equity (D/E) ratio of 1.07x (XBRL) indicate moderate leverage. Current ratio of 1.47x (XBRL) suggests healthy liquidity. Total assets grew from $6.3B (FY2020) to $27.8B (FY2024) (XBRL), with total equity increasing from $1.7B to $9.9B (XBRL). Net debt of $3.3B (1.2x EBITDA) (XBRL) and $2.8B cash reserves (XBRL) support financial flexibility.
Cash Flow Analysis
Operating cash flow reached $3.9B (XBRL), exceeding net income of $2.1B (XBRL). Free cash flow (FCF) was $3.7B (XBRL), calculated as operating cash flow minus CapEx of $157M (XBRL). Shareholder returns totaled $2.6B (XBRL), including $774M dividends (XBRL) and $1.9B share repurchases (XBRL). Investing cash flow was -$5.4B (XBRL), likely reflecting long-term investments.
Working Capital Analysis
Receivables Days: 12 days (XBRL); Payables Days: 18 days (XBRL); Asset Turnover: 0.46x (XBRL). No cash conversion cycle (CCC) calculation available due to missing data (N/A).
Risks
Outlook
Management highlights AI transformation, restructuring plans (estimated $247M in costs), and reorganization of technology functions as key trends (10-K). The company is focusing on growth areas and exiting non-strategic markets (10-K). No specific financial guidance is quantified in XBRL data or 10-K text (N/A).
Information Technologyの企業一覧
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