Bank of New York Mellon Corp（BK）の決算・業績分析
Bank of New York Mellon Corpの2025年有価証券報告書をAI分析。売上高$17.7B(+7.1%)。Financials。
目次
Bank of New York Mellon Corpの2025年度 業績サマリー
Bank of New York Mellon Corp（証券コード: BK）の2025年度決算・業績分析。売上高は$17.7B（前年比+7.1%）。純利益は$3.3B（前年比+29.2%）。有価証券報告書を基に、業績変化の要因・リスク・見通し・セグメント構成を AI が分析しました。
Bank of New York Mellon Corpの2024年度 注目ポイント
※ 直近の2025年度XBRLデータは取込済みですが、AI分析は2024年度の10-Kを対象としています。
- Net income fell 32.0% YoY to $2.6B (XBRL), despite a 3.8% revenue increase to $16.5B (XBRL).
- The company maintains a high leverage profile with a D/E ratio of 9.05x (XBRL) and net debt of $26.2B (XBRL).
- Operating cash flow surged to $15.1B (XBRL), but financing outflows reached $33.7B (XBRL), driven by dividends and share repurchases.
- ROA of 0.6% (XBRL) and ROE of 6.3% (XBRL) reflect weak asset efficiency despite strong cash generation.
Bank of New York Mellon Corpの売上高変化の要因
- •Revenue increased 3.8% YoY to $16.5B (XBRL), maintaining a 5-year CAGR of 1.5%. However, net income fell 32.0% YoY to $2.6B (XBRL), reflecting a 5-year CAGR decline of -5.0%. The historical time series reveals net income peaked at $4.3B in FY2020, declining to $2.6B in FY2024. Total assets decreased by $64.0B from FY2022 to FY2024 (XBRL), while total equity remained nearly flat at $40.8B (XBRL) in FY2024.
Bank of New York Mellon Corpの営業利益変化の要因
- •Net margin of 15.5% (XBRL) masks declining profitability, with net income down 32.0% YoY. ROE of 6.3% (XBRL) and ROA of 0.6% (XBRL) indicate weak returns relative to leverage. The equity ratio of 10.1% (XBRL) suggests high debt reliance. Operating cash flow of $15.1B (XBRL) contrasts with net income, highlighting non-cash items and working capital dynamics.
Bank of New York Mellon Corpの事業リスクと対応
N/A (No specific risk factors are detailed in the provided 10-K text or XBRL data.)
N/A (No new risk factors or changes in the risk landscape are explicitly mentioned in the provided data.)
N/A (No specific risks are quantified with dollar amounts or probabilities in the provided 10-K text or XBRL data.)
N/A (No regulatory, legal, or geopolitical risks are explicitly highlighted in the provided 10-K text or XBRL data.)
N/A (No risks related to competitive position, technology disruption, or market conditions are explicitly mentioned in the provided 10-K text or XBRL data.)
Bank of New York Mellon Corpの事業内容
Bank of New York Mellon Corp (BK) operates as a global financial services provider, though specific business model details are not disclosed in the provided XBRL data. The company's revenue model is not quantified in the dataset, and segment/product information is unavailable. Historical time series data shows revenue stability over five years (CAGR 1.5%) but declining net income (-5.0% CAGR). Total assets decreased from $469.6B in FY2022 to $405.6B in FY2024 (XBRL), while total equity remained relatively stable at $40.8B (XBRL) in FY2024.
Bank of New York Mellon CorpのAI業績分析レポート（2024年度）
Bank of New York Mellon Corp (BK) FY2024 Annual Report Analysis
Highlights
Business Overview
Bank of New York Mellon Corp operates as a global financial services provider, though specific business model details are not disclosed in the provided XBRL data. Revenue increased 3.8% YoY to $16.5B (XBRL), maintaining a 5-year CAGR of 1.5%. Net income, however, fell 32.0% YoY to $2.6B (XBRL), reflecting a 5-year CAGR decline of -5.0%. Total assets decreased from $469.6B in FY2022 to $405.6B in FY2024 (XBRL), while total equity remained stable at $40.8B (XBRL) in FY2024.
Revenue Analysis
Revenue increased 3.8% YoY to $16.5B (XBRL), maintaining a 5-year CAGR of 1.5%. Net income fell 32.0% YoY to $2.6B (XBRL), reflecting a 5-year CAGR decline of -5.0%. Historical time series data shows net income peaked at $4.3B in FY2020, declining to $2.6B in FY2024. Total assets decreased by $64.0B from FY2022 to FY2024 (XBRL), while total equity remained nearly flat at $40.8B (XBRL) in FY2024.
Profitability Analysis
Net margin of 15.5% (XBRL) masks declining profitability, with net income down 32.0% YoY. ROE of 6.3% (XBRL) and ROA of 0.6% (XBRL) indicate weak returns relative to leverage. The equity ratio of 10.1% (XBRL) suggests high debt reliance. Operating cash flow of $15.1B (XBRL) contrasts with net income, highlighting non-cash items and working capital dynamics.
Balance Sheet Analysis
Total assets decreased to $405.6B (XBRL) in FY2024, while total equity remained at $40.8B (XBRL). Long-term debt of $31.3B (XBRL) and net debt of $26.2B (XBRL) reflect significant leverage. Cash reserves of $5.0B (XBRL) provide liquidity despite high debt levels. The equity ratio of 10.1% (XBRL) and D/E ratio of 9.05x (XBRL) underscore the company's capital structure.
Cash Flow Analysis
Operating cash flow reached $15.1B (XBRL), with $13.7B (XBRL) in free cash flow after $1.3B (XBRL) in CapEx. Financing activities showed a $33.7B (XBRL) outflow, including $1.2B (XBRL) in dividends and $124M (XBRL) in share repurchases. Capital expenditure intensity of 8.1% (XBRL) indicates moderate investment in growth.
Working Capital Analysis
Receivables days of 145 days (XBRL) suggest slow collections, while asset turnover of 0.04x (XBRL) indicates low efficiency in generating revenue from assets. No data is available for inventory days or payables days, preventing calculation of the cash conversion cycle.
Risks
Outlook
N/A (Management guidance and forward-looking trends are not provided in the 10-K text or XBRL data.)
Historical Time Series
| Metric | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Revenue | 16.4B | 16.5B | 15.8B | 15.9B | 16.5B | 17.7B |
| Operating Income | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Income | 4.3B | 4.4B | 3.6B | 3.8B | 2.6B | 3.3B |
| Total Assets | 362.9B | 381.5B | 469.6B | 444.4B | 405.6B | 409.9B |
| Total Equity | 41.5B | 45.8B | 43.0B | 40.7B | 40.8B | 41.3B |
| Operating Cash Flow | 6.0B | 96M | 5.0B | 2.8B | 15.1B | 5.9B |
Financialsの企業一覧
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